PREMIUM FINANCED LIFE INSURANCE
You apply for a multi-million dollar life insurance policy , and when it is issued, our participating lenders pay the premiums for you, and our collateral lender posts the required collateral. This shifts the risk away from our clients. Retirement income begins in approximately year 15, and upon your passing, your family and/or business receives the death benefit. If you own a business, you can include qualified employees as a retention/supplemental income plan.
Best of all - you write only ONE CHECK to put this plan in motion.
Give your best people golden handcuffs - retain and reward your key employees, and attract the best with our corporate premium financing solution . This is a one of a kind benefit your employees will not find anywhere else, and is protected from market downturns. Let us show you how to provide a supplemental income plan for your employees without the need for annual contributions or payroll deductions from your employees..
Our strategy is uniquely financed to offer you benefits you won’t get with any plan like it. Tax-free income and no premium payments required from you are a few of the ways we make it easy on your end. Let us show you how this strategy is one of the safest options for accumulating wealth for your retirement without the normal risks involved with traditional investments.
Estate preservation is our number one priority. You have taken care of your family your entire life. Our strategy helps you take care of them even long after you are gone and offset estate taxes.
Most charitable legacies are left in the will of the donor. Our proprietary design will give your charity donations every year while you are alive so you get to see the good work they are doing. Then, at the time of your passing your charity receives an endowment from your estate.
Theresa founded New Course Financial in 2005, for the sole purpose to help business owners and individuals plan for retirement with confidence and safety.
Mika has worked with business owners for over 20 years, providing retirement plans, life insurance strategies, and employee benefit solutions.